Update on COVID-19

ProLending Home Finance is fully operational, although certain physical branches might be closed or operating with limited hours due to COVID-19. Personnel are ready and available nationwide via phone, e-mail, and other virtual means to provide assistance with any of your mortgage needs. To get more information you can submit an information request on www.prolending.com and a mortgage advisor will reach out to you shortly. COVID-19 FAQ's

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Single Rental Loan

Looking to buy your first single-family rental property? Well now is a great time to get an investment loan. Single Rental Loans have enormous advantages for certain circumstances when compared to conventional mortgage loans. These loans are based on your cash flow, not your personal income. And they are designed for people who plan on buying investment property and renting it out for a long time, which can give you financial stability and confidence.

Single Rental Loans are especially attractive to…

  • Borrowers with a cash cushion. The more cash you are able to put into the deal, the lower the interest rates.
  • Those with better-than-average credit scores. You’ll need much stronger credit than you would if you were seeking a home mortgage.
  • Investors who don’t want to provide proof of income. The lending decision is based on the value of the property.

First, let’s get you pre-qualified

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Loan Features

This is your chance to break into the business

Investment property loans are available for both first-time and veteran landlords.

Different loan amounts available

Depending on the value of the property, you may be able to borrow between $75,000 and $1.5 million.

Small loans for new landlords

The property must be worth at least $100,000 in order to qualify.

Manageable cash-flow requirements

For properties worth more than $150,000, personal debt to income (PDTI) can’t exceed 85 percent. For properties worth less than $150,000, PDTI can’t exceed 70 percent.


ProLending Home Finance provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.